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Hu Roman
Mar 28, 20223 min read
CCCFA再度调整借贷法! 朝令夕改,何时安生?
首先什么是CCCFA? CCCFA的全称是信用合同和消费者金融法案。当您借钱时,法案确保您能够做出理智的选择,知道您同意付出什么,并可以跟踪您的债务。* 举例:银行得到了客户价值100万的房产作为抵押,但在贷款人没有证明自己具备偿还能力的情况下,即使银行几乎没有风险,也是也...
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Radio New Zealand
Mar 27, 20223 min read
CCCFA ! Lending rules that hit credit approvals to be eased, government announces New Plans
What is CCCFA? When you borrow money, the Credit Contracts and Consumer Finance Act (CCCFA) Act ensures you are able to make informed...
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Hu Roman
Nov 24, 20211 min read
Breaking News! The High OCR may affect you ... ....
Today,The Reserve Bank has hiked the official cash rate by 0.25 per cent to 0.75 per ! * What is OCR? The Official Cash Rate (OCR) is an...
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Eric Frykberg
Nov 22, 20211 min read
"BNZ" The first bank to introduce DTI !!?
BNZ has set a new " guard bar" to house loan borrowers! This is being set at six times the amount of money that is earned by a borrower....
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Hu Roman
Nov 19, 20211 min read
BNZ正式实施DTI工具:不能超年收入6倍!
新西兰近年的房地产繁荣已经非常成熟,去年房价上涨了约为31%,奥克兰的房产中间价达已经超过100万新西兰元,而且新西兰的通货膨胀率上升得更快、更早,9月份为4.9%,这促使政府调整税收,试图控制房价。 Bank of New Zealand...
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